Treasury Management
When payments exceed 10–15 outgoing transactions a month, a structured treasury service handles payment scheduling, BOT FX compliance, and cash reporting — so your team stops absorbing 4–8 hours a week on bank administration.
FAP
Registered CPAs
DFK
International Network
200+
Clients Served
24h
Response Time
The Basics
What Is Treasury Management?
The systematic handling of a company's outgoing cash flow, daily liquidity position, and bank relationships. In plain terms: deciding which bills get paid, when, from which account, and ensuring every transfer complies with the documentation and timing rules each bank and regulator requires.
It is distinct from two services it is often confused with: Bookkeeping records what already happened (the journal entry after a payment goes out). AP/AR Management tracks what is owed at the ledger level. Treasury Management executes the payments and manages the live cash position — the operational layer between AP/AR and the bank.
Why This Matters in Thailand
Bank of Thailand (BOT) FX regulations govern outbound foreign-currency transfers. Each transfer over the prevailing threshold requires supporting documentation — invoices, contracts, and beneficiary information. Mistakes trigger BOT inquiries and can delay payments by days or weeks.
AML / KYC requirements under the Anti-Money Laundering Act B.E. 2542 require banks to scrutinize unusual payment patterns. Companies whose behavior triggers AML alerts can have accounts frozen pending investigation, with significant operational disruption.
PND 1 and Social Security cut-offs mean payroll must release on a specific calendar date each month. Missing the cut-off triggers penalties under the Revenue Code and Social Security Act and damages employee trust.
You retain full control over approvals. Plizz prepares, schedules, and follows up; you authorize and release. This separation of duties is a baseline internal control that protects against fraud and satisfies auditor expectations.
Not sure if you need treasury?
A 30-minute call will clarify whether your payment volume warrants outsourcing.
Transparent Pricing
Treasury Management — Monthly Packages
Pricing scales with outgoing transaction count per month. Incoming receipts are not counted. Crossing a tier boundary triggers a re-quote at the next monthly close — you will be notified before it happens.
| Tier / Variant | What's included | Timeline | Govt / 3rd-party fees | Plizz service fee |
|---|---|---|---|---|
| Light | 1–10 outgoing transactions / month. Daily monitoring, payment schedules, domestic and international payment coordination, monthly treasury report. | Monthly cycle | Bank transfer fees and FX conversion spread are pass-through costs. | THB 5,900 / month |
| StandardMost common | 11–20 outgoing transactions / month. Same scope as Light. | Monthly cycle | Bank transfer fees and FX conversion spread are pass-through costs. | THB 9,900 / month |
| Active | 21–40 outgoing transactions / month. Same scope as Light. | Monthly cycle | Bank transfer fees and FX conversion spread are pass-through costs. | THB 15,900 / month |
| Tailor Made | 41+ outgoing transactions / month — quoted per volume and complexity. | Monthly cycle | Bank transfer fees and FX conversion spread are pass-through costs. | On quote Reason for quote: > 40 outgoing transactions / month |
Light
1–10 outgoing transactions / month. Daily monitoring, payment schedules, domestic and international payment coordination, monthly treasury report.
- Timeline
- Monthly cycle
- Govt / 3rd-party fees
- Bank transfer fees and FX conversion spread are pass-through costs.
- Plizz service fee
- THB 5,900 / month
Standard
11–20 outgoing transactions / month. Same scope as Light.
- Timeline
- Monthly cycle
- Govt / 3rd-party fees
- Bank transfer fees and FX conversion spread are pass-through costs.
- Plizz service fee
- THB 9,900 / month
Active
21–40 outgoing transactions / month. Same scope as Light.
- Timeline
- Monthly cycle
- Govt / 3rd-party fees
- Bank transfer fees and FX conversion spread are pass-through costs.
- Plizz service fee
- THB 15,900 / month
Tailor Made
41+ outgoing transactions / month — quoted per volume and complexity.
- Timeline
- Monthly cycle
- Govt / 3rd-party fees
- Bank transfer fees and FX conversion spread are pass-through costs.
- Plizz service fee
- On quote
Reason for quote: > 40 outgoing transactions / month
All Packages Include
- Daily monitoring of payment requests and supporting documents
- Preparation of payment schedules based on due dates and client instructions
- Coordination of domestic and international payments via client's designated bank or payment platform
- Preparation of bank transfer details and payment lists for client approval
- Account-balance monitoring for payment planning and cash management
- Vendor / service-provider liaison on payment status
- Payment tracking and record maintenance
- Monthly payment summaries and treasury reports for management review
- Intercompany payment coordination (where applicable)
- General treasury administration and follow-up support
Optional Add-Ons
| Add-on | Fee | Notes |
|---|---|---|
| Cross-Border Payment Coordination | On quote Reason for quote: Complex multi-jurisdiction settlements requiring additional BOT documentation. | For layered intercompany flows or non-standard beneficiary structures. |
| Intercompany Payment Management | On quote Reason for quote: Multi-entity Plizz Group or external parent-subsidiary structures. | Quoted by number of entities and payment frequency. |
| Treasury Policy Drafting | On quote Reason for quote: One-time engagement to formalize internal payment controls and approval matrix. | One-time deliverable. Produces a documented payment controls and authorization policy. |
Cross-Border Payment Coordination
Reason for quote: Complex multi-jurisdiction settlements requiring additional BOT documentation.
For layered intercompany flows or non-standard beneficiary structures.
Intercompany Payment Management
Reason for quote: Multi-entity Plizz Group or external parent-subsidiary structures.
Quoted by number of entities and payment frequency.
Treasury Policy Drafting
Reason for quote: One-time engagement to formalize internal payment controls and approval matrix.
One-time deliverable. Produces a documented payment controls and authorization policy.
Pricing Notes
- All Plizz fees exclude 7% VAT.
- Transaction count covers outgoing payments and intercompany transfers. Incoming receipts are not counted.
- Plizz prepares, schedules, and follows up on payments — client retains full signatory authority. Plizz never holds bank signatory rights.
- Plizz Group clients holding both Bookkeeping and Treasury packages benefit from integrated reporting and reduced setup fees — contact us for a combined-services quote.
- Bank transfer fees and FX conversion spreads are pass-through costs; AML / KYC documentation is included in standard scope.
Get a quote — typical response 1 business day
No commitment · Reply within 24 hours · Free initial consultation
Plizz vs the Alternatives
Why operators outsource treasury rather than absorb it into other roles
The hidden cost of ad-hoc treasury is measured in penalties, account freezes, and founder hours — not just service fees.
| Dimension | Founder / office manager | In-house finance manager | Plizz |
|---|---|---|---|
| BOT FX documentation | Often incomplete; transfer holds common | Managed if trained | Managed proactively per BOT requirements |
| Segregation of duties | None — founder prepares and approves | Partial — depends on team size | Full: Plizz prepares, client approves, client releases |
| Payroll cut-off buffer | Depends on calendar management | Yes if dedicated | 2-business-day buffer built into schedule |
| Bank relationship escalation | Retail channel (3–7 days) | Direct relationship (1–3 days) | Professional firm relationships (1 business day) |
| AML pattern consistency | Variable — ad hoc payments trigger flags | Consistent | Consistent — structured payment calendar prevents AML flags |
| Monthly cost | Staff overhead absorbed into other roles | THB 50,000–100,000/month (FTE) | THB 5,900–15,900/month by volume |
Who This Is For
Who Needs Treasury Management?
You likely need outsourced treasury if you recognize yourself in any of these situations.
- You are a foreign founder or expat-led SME without a Thai-fluent finance officer who can navigate each domestic bank's online platform, signatory rules, and cut-off times
- You are scaling past 10–15 outgoing payments per month and the founder or finance manager is spending 4–8 hours per week on payment administration
- You are an MNC subsidiary where group treasury policy requires segregation of duties and your local team is too small to internally segregate
- Your company holds multiple bank relationships — THB operating, FX, BOI-promoted, foreign-parent loan — and reconciling daily balances has become its own task
- You are preparing for fundraising, due diligence, or audit and need a documented payment trail demonstrating internal controls
You probably don't need this service if…
- ·
Your company has fewer than five outgoing payments per month from a single bank account.
- ·
You already employ a dedicated treasurer or finance manager whose primary role is cash and payment management.
Combined-Package Saving
Plizz Group clients who hold both Bookkeeping and Treasury packages benefit from integrated reporting and reduced setup fees. Contact us for a combined-services quote.
How It Works
Our Process
A clear, structured approach from start to finish.
Onboarding (2–3 weeks)
Review current payment process, integrate Plizz into bank user list with view-only access, document approval matrix, run parallel payment cycle before go-live.
Daily Monitoring
Receive payment requests and supporting documents from your team; track bank balances across all designated accounts; flag upcoming due dates.
Weekly Execution
Prepare payment schedules and bank transfer details; send payment list for client approval; coordinate domestic and international payments via designated bank.
Vendor & Intercompany Liaison
Follow up on payment status with vendors and service providers; coordinate intercompany payments where applicable.
Monthly Close
Reconcile completed payments against bookkeeping records; prepare payment summaries and treasury report; adjust cash projections for next month.
What's Included
Scope of Services
Six core deliverables in every Plizz treasury engagement — daily, weekly, and monthly rhythm without a full-time treasurer.
Payment Scheduling & Execution
Weekly payment schedules prepared based on due dates and your authorization rules. Bank transfer details submitted for your approval — you release, Plizz prepares.
Daily Balance Monitoring
Daily monitoring of bank balances across all designated accounts (THB operating, FX, BOI-promoted, intercompany). Upcoming due dates flagged proactively.
BOT FX Compliance
Every outbound foreign-currency transfer prepared with BOT-required documentation — invoice, contract, beneficiary KYC — before it reaches your bank.
Vendor & Service Provider Liaison
Follow up with vendors on payment status. Escalate payment issues through Plizz's banking relationships — typically resolved hours, not days.
Intercompany Payment Coordination
Group-level intercompany payments managed with documentation trails satisfying both parent and subsidiary audit requirements.
Monthly Treasury Reports
Payment summaries and treasury reports delivered to management each month. Cash-flow projections adjusted based on actual transaction flows.
Why Plizz
Why Choose Plizz for Treasury Management
Treasury management is delivered by Plizz (Thailand) Co., Ltd., the Thailand member firm of DFK International — a global accounting and advisory network operating in 100+ countries. Founded in 2015 by two operating CFOs with 20+ years of combined finance leadership across SEA.
DFK
International Network
100+ Countries
FAP
Federation of
Accounting Professions
BOT
FX Compliance
Built Into Every Transfer
2015
Founded in Bangkok —
10+ Years Operating
You Authorize. Plizz Prepares.
Plizz never holds signatory authority on client accounts. We prepare, schedule, and follow up on every payment — you release. Separation of duties that satisfies both auditors and fraud-prevention requirements.
Daily Monitoring, Weekly Execution
Payment requests monitored daily, payment schedules prepared weekly, and monthly treasury reports delivered to management — the full rhythm without a full-time treasurer.
BOT FX Compliance Built In
Every outbound foreign-currency transfer prepared with BOT-required documentation — invoice, contract, beneficiary KYC — before it reaches your bank. No delayed transfers, no BOT inquiries.
Banking Relationships That Get Things Resolved
Plizz's existing relationships with BBL, KBank, SCB, and others mean payment issues that take individuals days to escalate get resolved in hours — typically a single call.
Common Questions
Frequently Asked Questions
Answers to the most common questions before and during engagement.
Explore More
Related Services
Treasury works best when integrated with Bookkeeping and AP/AR — all under one accountability chain.
Bookkeeping
Recording the transactions that Treasury executes — integrated Bookkeeping + Treasury gives a single reporting loop.
AP & AR Management
AP/AR produces the approved payment schedule that Treasury executes at the bank level.
Financial Reporting
Monthly cash-position and KPI reporting to management, fed by the payment records Treasury maintains.
Get Started
Pay every vendor on time. Never touch the bank yourself.
From THB 5,900 / month for up to 10 outgoing transactions. You authorize — Plizz handles the rest.
No credit card required · No commitment · Reply within 24 hours